What Are my Employer’s Obligations regarding my Workers’ Compensation Claim?
Illinois employers – even those who employ as few as one employee – are subject to certain requirements with respect to workers’ compensation. The employer’s primary obligation under the Illinois Workers’ Compensation Act is to obtain workers’ compensation on behalf of all employees. Workers’ compensation insurance must be obtained at the sole expense of the employer, and no portion of the premiums or benefits can be charged back to the employee. Illinois employers are allowed to self-insure, but they must obtain state approval to do so.
In addition to the obligation to obtain workers’ compensation insurance or obtain state approval to self-insure, Illinois employers are required to:
- Post a notice (found at http://www.iwcc.il.gov/forms.htm) in the workplace regarding workers’ compensation rights;